Access Holdings Plc (NGX: ACCESSCORP) has announced its audited half-year financial results for the period ended June 30, 2025, showing resilience and steady progress toward its five-year strategic plan.
The company initially signalled a delay in its financial results announcement in August. However, the company has released the audited report on October 24, 2025, on NGX, reaffirming its commitment to transparency and timely communication.
Financial Highlights:
- Gross earnings rose 13.8% to ₦2.498 trillion from ₦2.195 trillion in H1 2024, with interest income up 38.9% to ₦2.044 trillion.
- Net interest income surged 91.8% to ₦984.632 billion, and net fees and commission income grew 16.1% to ₦237.658 billion.
- Profit before tax (PBT) and profit after tax (PAT) reached ₦320.574 billion and ₦215.916 billion, respectively.
- Total assets increased 2.3% to ₦42.447 trillion, with customer deposits at ₦22.904 trillion and shareholders’ funds at ₦3.834 trillion.
Performance Insights:
The Banking group reported a 38.7% rise in interest income to ₦2.0 trillion and an 85% increase in net interest income to ₦992.7 billion, with PBT and PAT at ₦303.0 billion and ₦199.3 billion, respectively (65% from subsidiaries).
Non-banking units excelled: Access-ARM Pensions saw revenue and PBT rise 29.9% to ₦21.0 billion and 65.1% to ₦13.1 billion; Hydrogen Payments grew revenue 40.5% and PBT 273%, with transaction value up 211% to ₦41.1 trillion; Access Insurance Brokers achieved 125% growth in gross written premium and 161% in PBT; and Oxygen X delivered ₦5.4 billion in revenue and ₦2.2 billion in PBT since its Q3 2024 launch.
Access Holdings PLC fafocuses on prudent growth, digital expansion, and revenue diversification, aiming for an agile Group delivering superior returns while maintaining risk and governance standards.
About Access Holdings Plc: Headquartered in Lagos, the company serves over 60 million customers across 20 countries via 700+ branches, spanning banking, pensions, payments, digital lending, and insurance brokerage. Established in 2022, it commits to profitable, sustainable growth.

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