Access Holdings Plc (NGX: ACCESS CORP) reported a strong 2025 financial year, with audited results showing a pre-tax profit of ₦1.007 trillion to ₦1.01 trillion, a 16% increase from ₦867 billion in 2024.
In a regulatory filing on NGX, the Group’s audited consolidated and separate financial statements for the year ended 31 December 2025, gross earnings rose to ₦5.529 trillion from ₦4.878 trillion in 2024.
Access Holdings Profit After Tax (PAT) rose to ₦743.045 billion, with gross earnings increasing 13.3% to ₦5.53 trillion.
Key 2025 Financial Highlights:
- Profit Before Tax (PBT): ₦1.007 trillion – ₦1.01 trillion.
- Profit After Tax (PAT): ₦743.045 billion.
- Gross Earnings: ₦5.53 trillion (13.3% YoY increase).
- Interest Income: ₦3.2 trillion.
- Total Assets: Expanded by 24.2% to ₦51.56 trillion.
Earnings per share (basic and diluted) came in at ₦13.48, compared to ₦16.71 in 2024.
The Total equity strengthened to ₦4.326 trillion.
However, total comprehensive income moderated to ₦458.571 billion due to a ₦284.474 billion other comprehensive loss, which is largely driven by currency translation differences.
The Group maintained solid asset quality, with impaired loans and advances at 2.68% of gross risk assets, slightly improved from 2.76% in 2024.
Access Holdings continued its pan-African growth strategy through its banking subsidiary.
During the year, Access Bank Plc acquired 74.85% of Standard Chartered Bank Gambia and the Consumer, Private, and Business Banking segment of Standard Chartered Bank Tanzania.
The Group also completed the divestment of 25% plus one share in Access Bank South Africa as part of ongoing portfolio optimization.
To meet regulatory capital requirements, the Group secured Central Bank of Nigeria approval for a ₦21.42 billion private placement in February 2026.
The Group demonstrated continued commitment to corporate social responsibility, spending over ₦2.855 billion on various sponsorships, education, health, and community development initiatives across Nigeria and the continent.
Access Holdings reported handling over 3 million customer complaints in 2025, resolving the majority, with refunds issued where appropriate.
The Group also disclosed fraud and forgery incidents resulting in an actual loss of ₦1.24 billion for the year.
Access Holdings Plc is listed on the Nigerian Exchange’s Premium Board and continues to be a major player in Africa’s financial services landscape.
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